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Wed, Apr 25, 2018 @ 8:30 am - 10:30 am

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Learn how much money your business must have to (a) launch itself, (b) sustain itself and (c) grow.  Define the difference between costs and income. Identify how much capital you really need.  Better understand ‘cashflow’ and how it impacts your operations.  A business must be able to project what it needs for income, to operate and break even, and then what it needs for cashflow to become profitable.

Speaker: Paul Simms, Senior Vice President, First Ipswich Bank
The Business Plan Program and Competition workshops are a series of monthly opportunities for business owners to learn key components of writing successful business plans.  This series is developed for people who are thinking of planning to participate in the competition in December 2018 but it is open to all who are interested.  These are stand-alone workshops and do not need to be taken in order.


Paul Simms

Paul R. Simms, Senior Vice President, First Ipswich Bank Commercial Lending
Paul R. Simms is First Ipswich Bank’s Commercial Lending team Senior Vice President. Paul joined First Ipswich in 2012 with over 30 years of commercial lending experience. He has a significant background in Commercial and CRE lending and is a valuable asset to First Ipswich Bank.

Paul was previously Vice President of Commercial Real Estate Lending at NorthEast Community Bank as well as Assistant Vice President, Commercial Lending with Stoneham Savings Bank, and Northern Bank. He was also a Vice President and Senior Loan Officer at Beverly National Bank. Paul earned his Bachelor of Science in Business from the University of Massachusetts. He is an active member of the Peabody Area Chamber of Commerce.

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