(Initial or Renewal Course based on the 2015 AHA Guidelines)
Basic Life Support (BLS) is the foundation for saving lives after cardiac arrest. This course teaches both single-rescuer and team basic life support skills for application in both in-facility and prehospital settings. This course is designed for healthcare professionals and other personnel who need to know how to perform CPR and other basic cardiovascular life support skills.
In addition, BLS training can be appropriate for first responders, such as police officers and firefighters, as well as for laypeople whose work brings them into contact with members of the public, such as school, fitness center, or hotel and restaurant employees.
Students must pass a written exam and skills test in order to qualify for a BLS Course Completion Card.
Upon successful completion of this course, students will receive a completion cad valid for 2 years.
Conveniently scheduled on Saturday, please choose the session that works best for you.
We have all fantasized about it: our feet in the sand on a beautiful stretch of beach with a cocktail in hand, or maybe on the back nine of a well manicured golf course having the time of our lives. The fantasy is our retirement of course! Unfortunately, for many, this fantasy is a long way from becoming reality due to lack of planning. Are you ready for your retirement years? Let’s look at the sure-fire signs that you are well planned and ready for your retirement years.
Signs You are Ready for Retirement . . .
- You Have Crunched the Numbers – Let’s face it, a lot of what retirement boils down to is money-in and money-out. Have you met with a financial planner to see if your retirement savings and pension will cover your month-to-month expenses? Have you examined what your expenses will be and the type of lifestyle you would like to live during your retirement years? Have you examined your retirement portfolio?
- You Have Paid off your Home – Obviously we all need a place to hang our hats, but living mortgage-free during retirement means you can cross that expense off your list or use what would have been that payment in other ways such as travel.
- You Have Investigated Insurance – Healthcare can be incredibly costly, and early retirees should have a plan in place to cover health costs during the years after retiring and before becoming eligible for Medicare at age 65. Find out what type of plan you will be eligible for, especially if you have any underlying health issues.
- You Have an Exit Strategy at Work – Leaving a career that you have dedicated your whole life to can be difficult. Have you made plans to hand over the reins? Whether you are a business owner or manager, planning the succession of your position is critical.
- You are Emotionally Ready to Retire – Have you thought about what will keep you happy mentally, emotionally and socially after retirement. You really don’t want to retire and realize that working was what gave you purpose and drive. If you are not ready to call it quits then you are not emotionally ready to retire.
“Working Americans have a very positive view of retirement: 84% expect to feel free to pursue their interests and hobbies, 77% expect to travel as they wish an 74% expect to feel financially secure.” (Source: The Retirement Crisis)
Did a certified financial planner or CPA analyze your retirement plan? Or did you work it out on your own? Regardless of how you formulated your retirement plan, chances are you may have a financial gap that could stop you from enjoying the fruits of your life-long labor. Don’t panic! Most people face a financial gap when planning for their retirement years. A financial gap or income gap merely means that there is a shortfall between your living expenses and your guaranteed income sources. Let’s examine how to close this gap including questions you should consider before you retire and actions you may want to take to be sure you do not struggle during your “Golden years.”
The number one fear in retirement planning is running out of money. Facing this fear means asking yourself some tough questions.
Will your retirement plan provide you with enough money to last throughout retirement? If the answer is, “I don’t know” or, worse yet, “I don’t think so,” then you have some further planning to do. Things that you may want to consider include:
- re-evaluating how much money you will need to live the desired lifestyle through the many years of retirement.
- considering which of your expenses you expect to eliminate or reduce and which will remain steady or increase.
- thinking about reducing expenses, increase income or a combination of both? Reducing expenses may mean refinancing your mortgage, moving to a less expensive neighborhood or downsizing to a smaller home. Increasing income might mean deciding to stay in the workforce longer than you had planned – or, if you’re covered by a pension plan at work, retiring and then seeking employment elsewhere, allowing you to receive a salary and your pension benefit at the same time.
Will your retirement plan provide you with the necessary funds to pay for long-term care expenses?
- Talk to a financial planner about protecting your property and larger possessions in the case that you end up in a long-term care facility. Will your home be used to pay for your care or will it be protected.
- Plan in advance with insurance that will cover your needed expenses. This may seem like a guessing game but online calculators and financial professionals can help you.
If you die before your spouse? Will your retirement plan continue to provide for your spouse? Will it be enough?
- Again, consulting a financial advisor can help settle these questions before there is an issue.